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Disclaimer Comparison rates above are based on a home loan of $150,000 for 25 years. WARNING: The comparison rates are true for the example given only and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.

IMPORTANT INFORMATION: Any information provided does not constitute an offer of credit and are examples of what may be available to you based on the information available. It does not take into account any product features or any applicable fees. Lending criteria and the basis upon which we assess what you may be able to afford may change at any time without notice. For Fixed Rate home loans, break costs may be payable which can be significant if you change the whole or part of your fixed rate loan or where additional or early repayments are made during the fixed rate period.

Finance details above provided by © 2023 Ello Lc Pty Ltd ACN 662 742 645. Australian Credit Representative Number 544008. Ello is a Credit Representative of QED Credit Services PTY LTD (Australian Credit Licence number 387856).

This advice is general and has not taken into account your objectives, financial situation or needs. We provide an information service, we are not a credit provider, and in giving you information about credit products we are not making any suggestion or recommendation to you about a particular credit product or credit provider. Midas Digital Pty Ltd, the owner of this site, works with different licenced brokers, brokerages and financial service businesses. These companies pay us a marketing fee when sharing your enquiry with them.

Current 3rd party company is © 2023 Ello Lc Pty Ltd ACN 662 742 645. Australian Credit Representative Number 544008. Ello is a Credit Representative of QED Credit Services PTY LTD (Australian Credit Licence number 387856).

New Home Loans: To qualify as a New Home Loan cashback the loan must be an external refinance (cashback of $3288) or a new purchase (cashback of $2000) and the Borrower must set up a Bank of China account with a direct debit for loan repayments. Each customer (including each holder of joint accounts) can only participate once per Cashback within 12 months. Loan amount is no less than $400K and no LMI. The Cash Rebate is only payable up to 60 days from loan settlement and will only be paid to your Bank of China (Australia) Limited, Transactional At Call account set up for direct debit payments to your Loan Account.

Eligibility criteria:

• Special Rates, Discounts and Cash Rebates available for loan applications received from 1 April 2024 to 30 June 2024 and settled before 30 September 2024 and excludes Construction Loans.
• Promotional rates and cashback offer available for loan applications fully assessed on Australian sourced Income with an LVR ≤ 80%.
• Each customer (including each holder of joint accounts) can only participate once per cashback offer.
• Cashback applies for external refinanced or new purchase eligible loans if the borrower sets up a Bank of China account for direct debit of loan repayments
• Cashback offer applies for home loan applications with new security property to Bank of China.
• Only one discount option available per loan.
• No special offers for LMI applications.
• Any changes will be updated accordingly at any time without notice during this promotion period.